03 / Scoring Engine
Reputation Scoring Model
5-Factor Algorithm (0 — 1000)
01 / ERC-8004 Reputation (30%)700 / 1000
02 / Code Security Risk (25%)15/100 Risk
03 / Payment History (25%)8 Receipts (4 Payers)
04 / Repayment Record (15%)3 Repaid • 0 Defaults
Computed Composite Rating
808
Platinum Tier Multiplier 1.10x
Base Asset LTV75.00%
Effective Max LTV82.50%
Interest Adjustment-20% (Discount)
Safety Cap90.00% Max
BORROW CAPACITY SCALES DIRECTLY WITH ONCHAIN PROOF